For many of us, it is difficult to think about death, and even more difficult to talk about it.
During our longstanding service to Dover and the surrounding communities, we've seen, time and time again, the peace of mind that thoughtful preparation can bring. While preplanning is a thoughtful gesture, it allows you to make unhurried, informed decisions. It gives you time to organize your important documents so your survivors will have the information they need, and so insurance or other benefits won't be overlooked. If you choose to invest in a prepayment plan, you not only guard against the higher costs in the future, you also assure funds will be available when they're needed most.
Advance planning allows you to choose a reasonable budget and permits you to set aside the funds over a period of time, if you choose. Funds set aside against future costs are held in a state-approved account until needed. There is no charge for making prearrangements and many families simply prefer to record this vital information for future use.
Record the statistical information about yourself and your family, right now, in the privacy of your home. You can choose to only record the items that you wish, and we will keep this information on file at Locust Hill Cemetery, and you may add to it, update it, or come in and complete your pre-planning at your convenience.
1. Togetherness: A husband and wife can share their choices and decide together, therefore saving loved ones headache, expense and inconvenience at the time of death.
2. Satisfaction: On a prearrangement basis, a family burial estate and/or funeral merchandise can be selected by all family members, thus guaranteeing everyone's satisfaction.
3. Price Protection: Based on the last five decades, we know the cost of cemetery and funeral arrangements will continue to increase. Prearrangement allows the costs to be frozen at today's prices.
4. Conserve Insurance: Life insurance is for the living, not the deceased. Most life insurance is purchased to allow a family time to adjust to the loss of income that a death causes. If prearrangements are not made, a large amount of insurance proceeds can be spent on cemetery and funeral items adding financial burdens to loved ones left behind.
5. Affordable: Funeral and memorialization costs are expenses every individual must plan to pay. These needs can be met today out of current income through budget payments. Payment at the time of death is traditionally made on a cash basis.
6. Peace of Mind: When a death occurs in any family or among friends, the grief is tremendous and the healing time very long. Prearrangement will have a positive impact on your family and friends simply because you have made your own decision. This peace of mind provides benefits far beyond the dollars spent.
Right now, in the privacy of your home, you can:
When a death suddenly occurs in your family, you will be faced with important tasks and decision-making during a very difficult time. You may not know what to do or when to begin making arrangements, and bearing the responsibility can be overwhelming. We have compiled the following list to help guide you through the steps you will need to take when a death has occurred. Your funeral director will help coordinate all of the details when you meet for an arrangement conference.